Looking for Workers Compensation insurance in California?
When your employees are taken care of, your business is taken care of.
A key part of running your business is the safety of employees at work. If an employee is injured, the problem can be solved through Workers’ Compensation coverage. The Workers Compensation Insurance provides you and your employees with important protection.
You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their abilities while helping your business grow. Accidents and illnesses are always a possibility and can never be foretold—but they can be resolved through the Workers’ Insurance. A slip and fall at a restaurant resulting in broken bones, an equipment malfunction at a construction site causing eye injury—it could be any number of things.
Ensure that you and your employees are well-protected. Get a Workers’ Compensation Insurance in Oakland or Los Angeles by giving us a call at (323) 230-6111.
Am I required to have Workers Compensation Insurance?
Workers Compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
In most states, work comp insurance is required.
How Much Is Workers Compensation Insurance in California?
Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates. Other factors that affect your rates include…
The number of employees you have.
The type of work your employees do.
Your claims history.
Like all insurance, Work Comp is priced based on risk.
Riskier industries and jobs are more expensive to insure than less risky ones. To make sure prices are as fair as possible, they’re determined by classification codes.
Each type of work or industry has a unique code that classifies the industry and risk, and helps the insurance carrier determine a suitable rate.
One way to save money on your Workers Comp policy is to make sure you’ve classified every employee correctly. The secretary for a construction firm, for example, will have lower rates than the bricklayers.
At Leaf Insurance, we understand the importance of keeping your employees safe and sound. After all, they are the foundation of your business.
Call our office today and we’ll discuss your needs and options. You can also head over to our quotes page and get started that way too.